Welcome to Austra Valley
Money that keeps up with your life.
Open an account in minutes, move money without the paperwork, and speak to a real person whenever you need one.
No minimum balance. No monthly maintenance fee.
Everyday account
$12,480.55
- Salary receivedToday, 09:12 +$3,200.00
- Electricity billYesterday -$86.40
- Moved to savingsMon -$500.00
Illustration of the Austra Valley dashboard
Today's rates, in plain sight
What you earn and what you pay, listed without small print games.
- High-yield savings
- Withdraw any time
- 3.75% APY
- 18-month certificate
- Fixed rate for the full term
- 3.65% APY
- Credit cards
- Rates starting from
- 4.00% APR
- Personal and home loans
- Standard rate
- 15.49% APR
APY is annual percentage yield and APR is annual percentage rate. Rates can change. Terms apply.
See what your savings could earn
Based on the 3.75% savings rate, compounded monthly.
Interest earned
$0
Balance at the end
$0
An estimate for illustration. Actual earnings depend on the rate at the time.
Everything you bank with, in one place
Everyday accounts
Checking and savings accounts you can open online, with free transfers between your own accounts and instant alerts on every transaction.
Cards
Debit and credit cards you can lock or unlock in one tap, with spending limits you set yourself.
Loans
Personal, auto and home loans with a clear repayment schedule shown before you accept anything.
Business banking
Accounts for sole traders and growing companies, built for receiving payments, paying suppliers and keeping your books tidy.
Wealth and retirement
Talk through long-term goals with an adviser and choose savings and investment plans that fit your timeline.
From sign-up to first transfer in three steps
-
1
Tell us about you
Fill in a short form with your name, contact details and the kind of account you want.
-
2
Confirm who you are
Upload a valid ID so we can protect your account and meet our legal checks.
-
3
Add money and go
Fund your account, send your first transfer and set up alerts from your dashboard.
Your money stays yours
Security is part of how Austra Valley is built, not an extra you switch on.
Encrypted connection
Everything you send to us travels over a secure, encrypted connection.
Two-step sign-in
Confirm each sign-in with a code so a stolen password is not enough.
Instant card lock
Misplaced your card? Freeze it from your phone and unfreeze it when you find it.
Real-time alerts
Get notified the moment money moves, so anything unusual stands out.
“I asked a question on a Saturday and had a proper answer within the hour. That has never happened to me with a bank.”
“The rates are honest and the app is easy to use. I moved my business accounts over in an afternoon.”
“Locking my card from my phone the second I lost it gave me real peace of mind.”
Start with Austra Valley today
Open a new account online and get a $200 welcome bonus. Terms apply.
- No minimum balance
- Free online and mobile banking
- Support around the clock
Branch hours
Monday to Friday, 9am to 5pm
Saturday, 9am to 1pm
Closed on Sunday
Call us
Phone banking, 24 hours a day
1-800-BANKING
International: +1-555-0123
Write to us
We reply within 24 hours
support@austravalleybank.com
Visit us
2550 Fifth Avenue, San Diego, CA 92103.